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FAQ on Title Insurance

Q) WHAT IS TITLE INSURANCE? A) Title insurance is a policy of indemnity protecting homeowners and Lenders from financial loss in the event that certain problems develop regarding the rights of property ownership. There are often hidden title defects that even the most diligent title search will not reveal. In addition to the protection from […]

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Sellers: Understanding Appraisals

If the Buyer is securing a new loan to purchase your home, the Buyer’s Lender will require an appraisal to determine the fair market value of the property. A licensed or certified appraiser will research nearby “comparables,” houses in your immediate area that have sold in the last six months and are similar in size, age, […]

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Understanding Home Warranty

The Home Warranty’s Role in Your Sale As a Seller, a home warranty is basically an insurance policy covering the mechanical, electrical and plumbing systems of a house against unforeseeable events after you close escrow. A policy can ward off potential disputes after the sale for repair and/or replacement of covered items. Whether the Seller pays […]

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Common Defects Found During a Home Inspection

BUILDING VIOLATIONS Building violations are often identified where additions and alterations were constructed without a permit. ROOFING DEFECTS Problems with roofing material resulting from age, wear or improper installation warranting maintenance, repair, or in some cases, replacement. CEILING STAINS Some stains are merely the residual effects of leaks that have been repaired but others can […]

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Home Sellers: Understanding the Inspection Process

A home inspection is an evaluation of the condition of a residential property’s general integrity, functionality, and overall safety. The purpose of an inspection is to ensure that a Buyer knows exactly what is being purchased prior to completing the transaction. In the course of a home inspection, the inspector will evaluate your home’s foundation, […]

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Home Seller Checklist: Interior Clean Up

A prospective Buyer will usually enter through the front door. That’s where you should begin your interior inspection. Check stairs for loose boards, ripped carpeting, and missing or loose handrails and guards. Most problems with interior walls are cosmetic. You can buy “erasers” in the cleaning section of most supermarkets to get rid of wall […]

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